finmid Capital matches every customer with their perfect funding
finmid Capital delivers the right financing for every stage: fast and
flexible for small businesses, long-term and scalable for enterprises.
Cash
Advance
Advance
Pre-approved advances up to €1MTerm up to 12 monthsFlexible payments based on revenueIdeal for small businesses that value speed and flexibility
Imagine thisA restaurant launches a marketing campaign, repaying stress-free as sales come in.
Term
Loan
Loan
Pre-approved loans up to €5MTerm up to 12 monthsFlexible payments based on revenueIdeal for mature businesses that value predictability and control
Imagine thisAn online store buys inventory in bulk and repays in fixed amounts for predictable cash flow.
Business
Loan
Loan
Pre-approved loans up to €5MTerm up to 5 yearsFixed or flexible repaymentsIdeal for enterprises with large, long-term capital needs
Imagine thisA vacation rental expands its property portfolio, requiring long-term funding with high credit limits.
Your shortcut to more customer love. Anywhere. Become the financial partner who supports your customers' growth at every significant moment.
„Zapewniło nam to środki finansowe potrzebne do rozwoju naszej firmy.”
„It provided us with the financial resources to expand our business.”
Katarzyna Oh My Ramen
«Il finanziamento è stato una salvezza: ho potuto rifornirmi in tempo per la stagione dei festival e tenere un piccolo margine per i momenti difficili.»
«The financing helped me immensely to buy new inventory. I use the rest as a buffer for tough times.»
Sara Osteria del Mercato
«Όλα ήταν πολύ εύκολα και πολύ γρήγορα. Ήταν ακριβώς αυτό που χρειαζόμουν.»
«Everything was very easy and very quick. It was exactly what I needed.»
Nikos Mia Glikia Istoria
«Ce partenariat change tout pour nous: plus simple, plus humain. On vous préfère largement aux banques.»
«This partnership really works wonders for us. Keep up the good work and we will choose you over banks every time.»
Mathieu Brasserie Saint-Germain
„Am meisten beeindruckt hat mich, wie schnell und unkompliziert alles war. Es wirkte richtig auf kleine Unternehmen zugeschnitten.“
„What stood out was how fast and simple it seemed. It felt tailored to small businesses.”
Gonca 44 Brekkie
"Joustavuus ja nopea prosessi tekevät siitä arvokkaan rahoitustyökalun yrittäjille."
"Flexibility and quick process make it a valuable financial tool for entrepreneurs."
Ville Five Sons Oy
Embedded lending doesn't get easier than this
All the revenue, none of the complexity or operational burden.
Everything your customers want
from financing
from financing
Pre-approved offersInstant eligibility, without applications or rejections.
3-step flowFunding in just three steps – open, review, accept.
10 minutes payoutsFunds arrive in the account in as little as 10 minutes.
Single fixed feeOne clear cost upfront. No interest. No hidden fees.
Tailored repaymentsFixed or flexible options. Whatever fits the business best.
No personal collateralNo personal guarantees. Get funded fast, with less risk.
Unlock new growth for your platform Give your customers the funds to grow and they will scale faster and stay longer on your platform.
+45%
Sales boost Financed customers grow faster.
-70%
Less churn Keep customers on your platform.
+12%
New revenue Earn on every euro financed.
Frequently asked questions
finmid is built for global software platforms that want to offer lending products to their customers without becoming a bank. finmid enables embedding financing directly into platform's product experience.
finmid is available across EU27, UK, Switzerland, and Iceland. Our solution is designed for global platforms serving customers in multiple European markets.
You can launch finmid Capital in as little as one day, depending on your preferred integration option. finmid offers several ways to integrate, from no-code to full API.
Platforms earn a share of fees charged on the funded amount. Beyond creating new revenue streams, finmid Capital helps reduce customer churn and boost customer sales on your platform.
finmid Capital is built for pan-European scale. While most providers operate in only a few markets, finmid enables partners to offer financing across Europe through a single infrastructure. Platforms get cross-border coverage and funding without the need to manage multiple providers.

